At all times, my maximum payout is 365% or 3.65 x my Deposit. If I were to stop depositing or compounding, and only claiming, then I wold be able to claim 1% per day for 365 days until I claimed my entire Max payout. But, keep in mind that the max payout per wallet is 100,000 DRIP.
So, for example: let's say my deposit balance is 10 DRIP. My max payout of THIS balance is 3.65 x 10 = 36.5 DRIP. If I started claiming only and never re-compounded or deposited, I would be able to claim the entire 36.5 DRIP in 365 days with it paying out 1% per day. Then, once I reached this maximum amount to claim, I could potentially add more deposits and continue that process. But, around 27,300 DRIP in Deposit, this will equate to a Max payout of around 100,000 DRIP. So, that's why it does not make sense to compound or deposit after your Deposit reaches 27,30 DRIP because it will no longer increase your payout beyond 100,000 DRIP. At that point, you'd simply create a new wallet with your profits and start over.
So, to answer your question, if I claim 100% of the time, my payout will end in 365 days. But if I alternate claiming and compounding, then feasibly, I am claiming only half the time, so my max payout may not end in years, because I'm constantly extending the timeline by compounding the deposit balance.
Hope I didn't confuse you more, lol.
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